How many credit cards should I have...?

Ninfa Aronica: None. That's how people get into trouble. Use cash only. I know people say it'll never happen to them, but believe me it does. Plus if you have cash why do you need a credit score? You don't.

Ambrose Mumma: Your overall credit history will determine how your credit is affected by having numerous credit cards. However, having an overabundance of credit cards with high balances or credit availability can negatively impact risk scores if your credit history is questionable. In general, it's better to have a few credit cards with high credit limits than a large number of cards with limited credit limits. Having credit cards with high credit limits demonstrates that you are responsible enough to carry a high credit limit on multiple cards....Show more

Michelle Sohre: 2 is good.and yes if you pay in full before pay date thats real good.never just pay minimum balance.

Fermin Tara: I don't know I have like 10

Troy Monsivais: 2 to 3 cards max! imum.Pay the bill in full when it comes in the mail.You don't get any extra points for paying it before the bill shows up.Use only 10% of each cards limit during a billing cycle and then pay off. That shows real financial responsibility to the credit bureaus and increases your credit score....Show more

Arleen Bussing: i have 20 cards.. and i now im in depth.. and cant get nothing nomore..like car..house..nomore cards for me to use and rent a place and now i'm going throught a credit thinging now to get rid of all my bad bad credits cards... they are bad.....lol.. sooo please dont be like me and go credit card crazy..... good luck...

Ellis Cellar: no, ideally no credit cards, and a good history of savings will do you much better

Roselee Mczeal: I have good credit and don't want a bunch of credit cards to use "for fun". I mainly want to know if it's good to have more than one card in relation to increasing my credit score.

Patricia Bolduc: the average! person has up to 8 credit cards but only if you want to file ! for bankruptcy so hers my advice 1.Personal card1.emerges card1.bank card 1.airline card 1.rewards card...Show more